HF Financial (www.HFFCarolinas.com), a general agency of Massachusetts Mutual Life Insurance Company (MassMutual), today announced that David Ferguson has received the Chartered Financial Consultant (ChFC®) professional designation from The American College, Bryn Mawr, Pa.

The ChFC® designation is comprised of nine or more college-level courses on all aspects of financial planning. Offered by The American College – a non-profit educator with the highest level of academic accreditation – the ChFC® program prepares professionals to meet the advanced financial needs of individuals, families and business owners. ChFCs can identify and establish specific goals and then formulate, implement and monitor a comprehensive plan to achieve those goals. These individuals can provide expert advice on a broad range of financial topics including estate planning, income and business taxation, life insurance, investments and retirement planning.

“We are very proud of David [Ferguson] for earning the highest standard of knowledge and trust in financial planning,” said Timothy C. Flanagan, Jr., CLU, ChFC, CFP®, ChSNC™, General Agent of HF Financial. “His hard work in completing this extensive educational program is a testament about his commitment to his profession, to continuous personal improvement, and to helping his clients plan for a secure financial future, which he has done as a financial services professional for over thirty years.”

About HF Financial

HF Financial (formerly Hinrichs Flanagan Financial) specializes in a broad spectrum of financial services that enables the firm to offer comprehensive strategies to individuals, families and businesses for risk management, asset allocation, estate planning, cash flow and wealth accumulation. Securities products and services are offered through qualified registered representatives of MML Investors Services, LLC, Member SIPC (www.sipc.org). 6000 Fairview Road, Suite 400, Charlotte, NC 28210. (704) 557-9600. The firm serves clients in North and South Carolina. More information is available at www.hffcarolinas.com.

Founded in 1851, Massachusetts Mutual Life Insurance Company (MassMutual) is a leading mutual life insurance company that is run for the benefit of its members and participating policyholders. The company has a long history of financial strength and strong performance, and although dividends are not guaranteed, MassMutual has paid dividends to eligible participating policyholders consistently since the 1860s. With whole life insurance as its foundation, MassMutual provides products to help meet the financial needs of clients, such as life insurance, disability income insurance, long term care insurance, retirement/401(K) plan services, and annuities. In addition, the company's strong and growing network of financial professionals helps clients make good financial decisions for the long-term.

David Ferguson is a registered representative of and offers securities, investment advisory and financial planning services through MML Investors Services, Inc. Member SIPC (www.sipc.org). 6000 Fairview Road, Suite 400, Charlotte, NC 28210. (704) 557-9600.