Timothy C. Flanagan, Jr., CLU, ChFC, CFP®, ChSNC™, has received GAMA International’s Master Agency Award. Flanagan, who is president of MassMutual Carolinas, a general agency of Massachusetts Mutual Life Insurance Company (MassMutual), was one of 190 recipients of the award in 2016.

“I am deeply honored to receive this prestigious honor from GAMA International,” said Flanagan who will be included in the July/August 2016 issue of GAMA International Journal. “I am very proud to lead such amazing team of advisors and staff who are instrumental in our firm’s growth, quality service we provide our clients and continued success in being one of the best agencies in the Carolinas.”

The GAMA International Awards Program recognizes excellence in traditional and contemporary field management throughout the financial services industry. GAMA created the Master Agency Award to recognize those agencies that have met or exceeded $7,800,000 in commissions or $15,600,000 in premiums. The 2016 award was based on the 125 highest commission credit figures received by GAMA for the 2015 qualification. Applicants must be GAMA International members in good standing, and GAMA accepts only applications from a main or central office representing an entire agency.

“GAMA International’s leadership awards program represents the best of the best in the insurance and financial services industry,” said GAMA International CEO Bonnie Godsman. “Recipients are both community and business leaders serving hundreds of millions of Americans every day.”

About Timothy Flanagan

Flanagan leads MassMutual Carolinas, representing the third generation in his family to be in this line of business. His career with MassMutual began in 1989 in Philadelphia. He took over as leader of MassMutual Carolinas (formerly known as HF Financial) in January 2004 and has accomplished noteworthy achievements in overseeing one of the largest and oldest financial services firms in Charlotte. He graduated with a Bachelor of Science in Finance and Business from Cabrini College and completed the Executive Development program at the Darden Business School at the University of Virginia.

About MassMutual Carolinas

MassMutual Carolinas (formerly HF Financial) specializes in a broad spectrum of financial services that enables the firm to offer comprehensive strategies to individuals, families and businesses for risk management, asset allocation, estate planning, cash flow and wealth accumulation.

Securities products and services are offered through qualified registered representatives of MML Investors Services, LLC, Member SIPC. 6000 Fairview Road, Suite 400, Charlotte, NC 28210. (704) 557-9600. The firm serves clients in North and South Carolina. More information is available at https://carolinas.massmutual.com/.

Founded in 1851, Massachusetts Mutual Life Insurance Company (MassMutual) is a leading mutual life insurance company that is run for the benefit of its members and participating policyholders. The company has a long history of financial strength and strong performance, and although dividends are not guaranteed, MassMutual has paid dividends to eligible participating policyholders consistently since the 1860s. With whole life insurance as its foundation, MassMutual provides products to help meet the financial needs of clients, such as life insurance, disability income insurance, long term care insurance, retirement/401(K) plan services, and annuities. In addition, the company's strong and growing network of financial professionals helps clients make good financial decisions for the long-term.

Timothy C. Flanagan, Jr. is a registered representative of and offers securities, investment advisory and financial planning services through MML Investors Services, Inc. Member SIPC. 6000 Fairview Road, Suite 400, Charlotte, NC 28210. (704) 557-9600. CRN201805-201924