HF Financial (www.HFFCarolinas.com), a General Agency of Massachusetts Mutual Life Insurance Company (MassMutual), announced today that it has become an accredited member of the Better Business Bureau (BBB).

“Becoming a BBB Accredited Business is a tremendous honor and represents our commitment to using principles of integrity, conviction, accountability, and our service to others for nearly eighty years,” said Timothy C. Flanagan, Jr., CLU, ChFC, CFP® and General Agent of HF Financial. “We look forward to carrying this designation as we continue to maintain our high ethical business standards and to be a trustworthy source for those needing financial services.”

According to the BBB, the BBB Code of Business Practices represents standards for business accreditation by BBB. Businesses based in the United States and Canada that meet these standards and complete all application procedures will be accredited by BBB. The Code is built on the BBB Standards for Trust, eight principles that summarize important elements of creating and maintaining trust in business.

About HF Financial

HF Financial (formerly Hinrichs Flanagan Financial) specializes in a broad spectrum of financial services that enables the firm to offer comprehensive strategies to individuals, families and businesses for risk management, asset allocation, estate planning, cash flow and wealth accumulation. Securities products and services are offered through qualified registered representatives of MML Investors Services, LLC, Member SIPC. 6000 Fairview Road, Suite 400, Charlotte, NC 28210. (704) 557-9600. Member SIPC. The firm serves clients in North and South Carolina. More information is available at www.hffcarolinas.com.

Founded in 1851, Massachusetts Mutual Life Insurance Company (MassMutual) is a leading mutual life insurance company that is run for the benefit of its members and participating policyholders. The company has a long history of financial strength and strong performance, and although dividends are not guaranteed, MassMutual has paid dividends to eligible participating policyholders every year since the 1860s. With whole life insurance as its foundation, MassMutual provides products to help meet the financial needs of clients, such as life insurance, disability income insurance, long term care insurance, retirement/401(K) plan services, and annuities. In addition, the company's strong and growing network of financial professionals helps clients make good financial decisions for the long-term.

Timothy Flanagan, Jr. is a Registered Representative of and offers securities, investment advisory, and financial planning through MML Investors Services, LLC. Member SIPC (www.sipc.org). 6000 Fairview Road, Suite 400, Charlotte, NC 28210. (704) 557-9600.