Michael Bobowski, a financial advisor with HF Financial (www.HFFCarolinas.com), a General Agency of Massachusetts Mutual Life Insurance Company (MassMutual), was a guest speaker at Wingate University. He presented “Top 5 Financial Questions for New Pharmacists” to a senior-level pharmacy class.

About HF Financial

HF Financial (formerly Hinrichs Flanagan Financial) specializes in a broad spectrum of financial services that enables the firm to offer comprehensive strategies to individuals, families and businesses for risk management, asset allocation, estate planning, cash flow and wealth accumulation. Securities products and services are offered through qualified registered representatives of MML Investors Services, LLC, Member SIPC. The firm serves clients in North and South Carolina. More information is available at www.hffcarolinas.com.

Founded in 1851, Massachusetts Mutual Life Insurance Company (MassMutual) is a leading mutual life insurance company that is run for the benefit of its members and participating policyholders. The company has a long history of financial strength and strong performance, and although dividends are not guaranteed, MassMutual has paid dividends to eligible participating policyholders every year since the 1860s. With whole life insurance as its foundation, MassMutual provides products to help meet the financial needs of clients, such as life insurance, disability income insurance, long term care insurance, retirement/401(K) plan services, and annuities. In addition, the company's strong and growing network of financial professionals helps clients make good financial decisions for the long-term.

Michael Bobowski is a Registered Representative of and offers securities, investment advisory, and financial planning through MML Investors Services, LLC. Member SIPC (www.sipc.org). 6000 Fairview Road, Suite 400, Charlotte, NC 28210. (704) 557-9600.