Linda Craft, CEO of Linda Craft Team Realtors, has released an informational report comparing the consequences of a short sale and foreclosure. The report can be found at http://www.raleighrealestateforeclosures.com and provides a thorough explanation of how a short sale might improve a homeowner’s future financial stability.

“Considering how damaging foreclosure can be for the homeowner and the surrounding community, it is important that everyone knows all of the alternatives available says Linda Craft, CEO of Linda Craft & Team, REALTORS® & Certified Distressed Property Expert (CDPE). “I do everything I can to make sure that they best information available so that they can make the most informed decision possible.”

Many of these homeowners are facing foreclosure, which can be a difficult place to be. Once a mortgage payment has been missed, the lender has the ability to begin the foreclosure process. A short sale can potentially minimize the damage to one’s future loan eligibility, credit score, employment, security clearance and more.

“We often see homeowners enter the foreclosure process without any visible means of professional guidance,” Craft said, “My hope is that we can spread the word so that homeowners in this situation understand that there is someone they can turn to.”

The CDPE designation provides real estate agents with the tools and knowledge needed to efficiently, ethically and effectively pursue foreclosure alternatives, specifically short sales. In addition to their initial training, CDPE-designated agents are connected to a network of professionals via the Charfen Institute, allowing them to remain regularly updated on the complex and quickly changing real estate market. The free report entitled “The Housing Market Rebound” is accessible from her website, http://www.raleighrealestateforeclosures.com at: http://www.raleighrealestateforeclosures.com/Housing-Market-Rebound.aspx