Did you ever imagine you could own a home built for you in the greater Charlotte area for less than $245,000?

Now you can. M/I Homes is introducing its Smart Series collection of eight new affordable home plans at Heritage at Neel Ranch in Mooresville, starting at $242,990.

Smart Series plans offers great flexibility in design so buyers can make the space their own. Some feature up to five bedrooms if desired. Maybe you’d like a home where it’s easy for friends and family to spend the night and feel welcome. Choose the Draper plan for its guest suite with full bath option on the main floor.

The collection includes three ranch and five 2-story plans, all with two-car garage. Prices range from $242,990 to $279,990, depending upon options selected, and square footage ranges from 1,559 to 2,834 square feet.

More than 100 residents currently live in this picturesque, rural community about 30 miles north of Uptown Charlotte in Iredell County. The homes are priced well below Mooresville’s median sales price of $297,000.

“Home affordability has been a big topic of conversation in the Charlotte area and across the country,” says Alan Beulah, vice president of sales and marketing for M/I Homes of Charlotte. “We’ve heard the need and responded. These homes have all the amenities that buyers say they want most, in settings with great schools. We’re excited to be able to offer the new plans at this price.”

Highlights of the new plans include granite kitchen countertops and Floorte® waterproof flooring in the main living areas for the look of hardwood floors with less maintenance. Check out the stylish Subway backsplash tiles in the kitchen, along with the Shaker white and gray painted cabinets. In the bathrooms, SHAW Urban Organics tile floors beautifully mimic marble.

For summertime fun, residents at Heritage at Neel Ranch can enjoy their community pool and cabana. North Main Park is right next door and has several baseball fields and playgrounds. Downtown Mooresville is two miles south of Heritage and Lake Norman a short drive away. Students in the community attend Parkview Elementary, East Mooresville Intermediate (which is less than a mile away), Mooresville Middle, and Mooresville High School.

M/I Financial, LLC (NMLS #50684) is now offering free credit repair counseling for potential M/I home buyers through its Welcome Home Club. M/I Financial counselors work with each buyer to help them obtain the best credit score possible. An improved credit score can help you lower your interest rate on your home mortgage and make home ownership more affordable. It also opens up the possibility of a higher credit limit.

Welcome Home Club graduates receive a certificate good for $500 towards closing costs at Heritage in Neel Ranch or other M/I communities in the greater Charlotte area.

Learn more at www.mihomes.com/heritageneelranch or 704-251-7571.